James O'Brien

James O'Brien

Writer, Reporter, Researcher

James O'Brien covers business, technology, social media, marketing, film, food, wine, the profession of writing, and news. The Nieman Journalism Lab has called his work "sponsored content done right".

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The Motley Fool

5 Key Steps In Planning Your Business's Legacy

Begin your succession planning with these five key steps.

The Motley Fool

Could the Affordable Care Act Improve the U.S.' Failing Health-Care Grade?

When it comes to the health care system in the United States, we might be closer to the end of unaffordable services and the barriers to access they create. But we're not out yet.

The Motley Fool

Debt Management: Getting Out of Debt (Without Getting Burned)

Here's how to navigate the waters of settlement negotiations, payoff schedules, and what comes after.

The Motley Fool

Estate Planners and New Tax Rules: Changes to Know About in 2014

Here are some tips on how to address this year's changes to estate tax rules.

The Motley Fool

First-Time Home-Buyers: How Much Do You Really Need to Save?

Singles, couples, families -- at some point almost everyone turns their financial attention to buying a home. But how much do we really need to save the first time out? How much is enough to handle the typically steep curve of down payments and closing costs?

The Motley Fool

Generation X Could Face a Retirement Squeeze

It's almost as if history conspired against Generation X ... some experts predict that Generation X might only be able to replace half their working income in retirement.

With that in mind, let's look at the numbers, the challenges, and what Gen X can do about an impending retirement squeeze.

The Motley Fool

How Do Freelancers Retire? Savings Plans for Independent Professionals

When we talk about retirement planning, we're often basing our conversation on the presumption of traditional employment, which comes with certain assumptions -- benefits, employer contributions, the whole works.

However, retirement planning is a much different proposition for freelancers. For all the freedom that might come with being one's own boss, there's a downside to sailing solo in the workforce. You have to handle all the rigging by yourself. You have to navigate, too. You're on your own.

The Motley Fool

Millennials and Retirement: 5 Reasons to Rethink Your Future

The United States will soon fully understand what a millennial workforce means. The generation, which includes present-day adults aged 18 to 33, will make up some 50% of the nation's employees by 2020, according to the U.S. Bureau of Labor Statistics. And the workforce they're entering promises a much different retirement from the version their baby-boomer parents are now beginning to enjoy.

The Motley Fool

Mortgages in 2014: How New Requirements Will Affect Homebuyers

Even if you've bought a home before, wading back into the market in 2014 is bound to be a different enterprise from what homebuyers experienced before the recession. Recently implemented changes to mortgage guidelines in the U.S. mean that the qualifications and documentation required to secure homebuyers' loans are stricter and more comprehensive than in the past.

The Motley Fool

Saving for College and Financial Aid: Rethinking the Future

Check out these smart strategies for making your college savings count the most.

The Motley Fool

Student Loans: A Financial Bubble in the Making?

If more and more students are leaving U.S. colleges and universities with five figures of student loan debt, and an increasing number of them end up delinquent in repaying those loans, are we looking at a financial bubble? And will that bubble burst?

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The Motley Fool

The Retirement Gender Gap: Why It Exists and How to Start Closing It

There's good news and bad news about how and what women save for retirement.